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CDs & IRAs

Come visit one of our friendly CSR’s to learn more about the best CD or IRA for you.

Certificate of Deposit

  • Certificates available from 91 days to 60 months

  • Minimum opening deposit 91 days to 182 days: $1,000.00

  • Minimum opening deposit 12 months to 60 months: $500.00

  • Minimum opening deposit on 60 month CD $250,000.00 and Over: $250,000.00

  • Annual percentage yield calculations are based on an annual capitalization of interest on terms of 12 months or longer.

  • A penalty may be imposed for early withdrawal before maturity.

Individual Retirement Accounts

  • IRA’s available from 12 months to 60 months

  • Minimum opening deposit: $500.00

  • Annual percentage yield calculations are based on semi-annual capitalization of interest on terms of 12 months or longer.

  • We may impose a penalty if you withdraw any of the deposited funds before the maturity date.